The personal injury claim process can be tricky to navigate. Also, there are misconceptions about personal injury cases and settlements. If you have sustained injuries due to the fault of another party, you need to know what to expect. You should visit this page to discuss your case in detail with a skilled personal injury attorney. With your attorney’s counsel, you can avoid believing any of the following myths about personal injury cases:
Filing a Car Accident Claim is Impossible in Philadelphia
Depending on the injuries you suffered and your insurance coverage, you can file a car accident claim. In general, Pennsylvania is a no-fault state; however, you can opt for this system and buy full tort coverage. Thus, every party can seek compensation for damages from their insurance provider, regardless of who caused the crash.
But you can go beyond your at-fault insurance policies and bring a claim against the driver who caused the accident if you sustained severe injuries. Moreover, if you carry the state’s full tort coverage, you can be compensated for all losses after a crash including non-economic damages such as pain and suffering.
Limited tort coverage, on the other hand, means you follow the state’s no-fault system. Thus, you can only seek limited compensation. Either way, you must talk to a reliable attorney to know the options available to you.
You Cannot Recover Compensation if You Share Fault for the Accident
Often, this is a misconception, and you can recover compensation even if you share fault for causing a car accident. In the state, an injured party can seek compensation as long as they are not more than 50 percent at fault. But your compensation may be decreased based on your percentage of fault. So, if you were 20% at fault in a car accident and sustained $100, 000 in damages, you can collect up to 70% of your damages or $70, 000.
You Cannot Afford a Personal Injury Attorney
Personal injury attorneys often take cases on a contingency fee basis. This means that they only get paid if they successfully recover compensation for you. Typically, they take 33% to 40% of what you can collect. You do not need to pay for their legal services of out pocket. This means that you can hire an attorney, no matter your financial situation. In addition, if you do not win your case, your lawyer does not get paid.
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